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How to Connect Stripe to Xero

Updated on:
May 12, 2026
By:
Madhav Bhandari
Use this interactive demo to learn how to link your Stripe account to Xero for online invoice payments.

Quick summary

Connecting Stripe to Xero lets you accept online payments directly on your sales invoices by adding Stripe as a payment service in Xero's settings. This step-by-step process takes just minutes and gives you full control over fee handling and accepted card types.


Steps

  1. From the Xero dashboard, click the Company tab in the top-left corner.
  2. Select Settings from the dropdown list of options.
  3. Click Payment Services to manage online payment options for your sales invoices.
  4. Scroll to the Available Payment Services section and click the Add Other button.
  5. Choose Stripe from the list of available payment providers.
  6. Enter your Stripe Account Name and select the Xero bank account where payments should be deposited.
  7. Use the toggle to choose whether you or your customers will absorb the Stripe fees.
  8. Select your preferred credit card logos by ticking the checkboxes beside each one.
  9. Review your details and click Connect to Stripe, then log in to your Stripe account and grant the necessary permissions to complete the integration.

📌 Why this matters

Integrating Stripe with Xero enables businesses to collect online payments directly from sales invoices, reducing payment friction and accelerating cash flow. This native connection eliminates manual reconciliation by automatically syncing Stripe transactions with Xero's accounting records. For small and medium businesses using Xero, adding Stripe as a payment service means customers can pay instantly via credit card, improving the invoice-to-payment cycle. It's a critical setup step for any business looking to streamline accounts receivable and offer modern, flexible payment options.
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