How to Add a Credit Card to Xero

Quick summary

Adding a credit card to Xero lets you track card transactions directly within your accounting software without requiring a live bank feed. This step-by-step process takes just minutes and ensures your credit card spending is fully reconciled in your Xero organisation.

Steps

1. On Xero's main dashboard, go to the top menu bar and click 'Accounting'.
2. Select 'Bank Accounts' from the dropdown list of options.
3. Click 'Add Bank Account' on the Bank Accounts page.
4. Tap 'Add Without Bank Feed' at the top-right corner of the bank search screen.
5. Read the terms and click 'Continue' to proceed.
6. Enter the Bank Name and Account Name into their respective input fields.
7. Open the 'Account Type' dropdown menu.
8. Select 'Credit Card' from the available account type options.
9. Provide the last four digits of your credit card and specify its currency.
10. Click 'Add Account' to finalise the setup.
11. Your credit card is now added to your Xero organisation and ready for transaction tracking.